Portfolio

A portfolio is the complete collection of your financial investments — stocks, bonds, mutual funds, ETFs, real estate, and other assets. Your portfolio's composition determines your risk exposure and expected returns.

Why it matters

Most people's investments are scattered across old 401(k)s, IRAs, brokerage accounts, and maybe a spouse's accounts. Without seeing the full picture, you can't know your true asset allocation, total fees, or concentration risk. A unified portfolio view is essential for making informed investment decisions.

Example

A well-constructed portfolio for a 35-year-old might include: 60% U.S. stocks, 20% international stocks, 15% bonds, and 5% REITs, spread across a 401(k), Roth IRA, and taxable brokerage account.

How Ray helps

Ray connects to all your investment accounts and shows a consolidated portfolio view. Ask to see your complete holdings, allocation, and performance in one place.

Terminal

$ ray "show me my full investment portfolio across all accounts"

Related terms

Asset Allocation - Asset allocation is how you divide your investment portfolio among different asset classes — stocks, bonds, real estate, and cash.

Diversification - Diversification means spreading investments across different asset classes, sectors, and geographies to reduce the impact of any single investment's poor performance on your overall portfolio.

Net Worth - Net worth is the total value of everything you own (assets) minus everything you owe (liabilities).

Index Fund - An index fund is a type of mutual fund or ETF designed to track the performance of a specific market index, like the S&P 500.

Mutual Fund - A mutual fund pools money from many investors to purchase a diversified portfolio of stocks, bonds, or other securities.

Try Ray free

Open source, local-first, and takes five minutes to set up.

$ npm install -g ray-finance
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